Your money, your budget, your way!

Straightforward, Private and Secure Budgeting and Expense Tracking


My data?

Your data. And we mean it. We will never sell or share your data.

Weekly budget, are you serious?

I know it sounds like a lot of work to keep up with your budget every week, but we've found that weekly budgets work really well.

Here are some reasons why:
  • Forgiving, more opportunities to correct your mistakes than a monthly budget
  • Have a week of unexpected expenses, make up for it next week
  • Provides a faster feedback loop than monthly budgets, you'll know sooner that you're on track or off track
I have to enter each expense?

Yes. Entering expenses manually provides a chance to reflect on purchases and evaluate your budget. Think of it like going to the gym. You're not paying the gym to lift the weights for you.

We should mention, that this is far more secure than a sync between BudgetMyWay and your financial institutions. You control what BudgetMyWay sees. We don't ask for any of your bank or credit card credentials that would be required to support a syncing feature.

Reserve. What's this?

Your budget's reserve is a sum of 'reserves' that can be used for large purchases or even a small emergency fund (see Emergency Fund for more information on Emergency Funds). If you're under budget one week the unspent budget gets added to your reserve. If you're over budget one week BudgetMyWay will take the overage out of your reserve.

Emergency fund, do I need one?

Short answer: OF COURSE

BudgetMyWay is not well suited for tracking emergency expenses. We like Dave Ramsey's definition of an emergency fund. We think you should keep your emergency fund separate from your day-to-day budget. And keep it for true emergencies. If you do not have a fully funded emergency fund you can use BudgetMyWay to budget for the expense of funding it.

53 weeks in a year?

Because BudgetMyWay uses the week as the time period of choice, we use ISO 8601 to determine week numbers. Once every 7 years BudgetMyWay will use a 53 week year instead of a 52 week year.

Partial year?

BudgetMyWay gives you the power begin budgeting any time, not just the beginning of the year. We intelligently partition your yearly budget to support only the remainder of the year. And next year, you'll be budgeting and tracking expenses the entire year!

Do you want to learn more about personal finance?
More questions?

If you have more questions please let us know: contact us.